Is the Atmos Rewards Business Card Worth Having?

An Overview of the Atmos Rewards Business Card

Alaska Airlines and Hawaiian Airlines have teamed up with Bank of America to launch the Atmos Rewards Business Card. This card comes with a variety of enticing benefits for frequent flyers of these two airlines.

Welcome Bonus and Annual Fee

The Atmos Rewards Business Card currently offers a pretty attractive welcome bonus. If you spend $5,000 within the first 90 days, you will receive:

• 80,000 Atmos Rewards points
• A $99 ticket for a companion (plus taxes and fees starting at $23), applicable for flights within the U.S. and to Hawaii.

When I calculated the value of the 80,000 points, it’s roughly $1,200, not to mention the savings on the companion ticket that could save you hundreds of dollars.

Benefits of Using the Card

What’s special about this card is that you don’t need to have any other Atmos Rewards card to qualify for it. Even if you already own an Atmos™ Rewards Ascent Visa Signature or Atmos™ Rewards Summit Visa Infinite card, you can still apply for the Atmos Rewards Business Card. Bank of America also has relatively relaxed criteria for approving business cards.

Low Annual Fee and Reward Structure

The annual fee for the Atmos Rewards Business Card is $70 for the business, and $25 for each additional personal card. So, if you open a card for one person, the total fee will be $95. For two people, it will be $120, and so on.

How to Earn Reward Points

The Atmos Rewards Business Card allows you to accumulate points quickly across various spending categories:

• 3 points for every dollar spent on Alaska and Hawaiian flights.
• 2 points for spending in specific categories such as gas, EV charging stations, shipping, and public transportation.
• 1 point for all other purchases.

Using this card not only helps you earn points but also gives you a chance to earn status points within the Atmos Rewards program.

Reward Conditions and Companion Ticket Redemption

If you spend a total of $6,000 each year, you’ll receive a $99 companion ticket. This ticket can be used for discounted flights on Alaska and Hawaiian, and it’s quite flexible for one-way or round-trip travel.

Bonus Offers from Bank of America

If you have a qualifying business account at Bank of America, you can earn an additional 10% bonus points on every dollar spent. With this, you could earn 3.3 points for purchases with Alaska and Hawaiian, and 2.2 points for other eligible spending.

No Foreign Transaction Fees

The Atmos Rewards Business Card does not charge foreign transaction fees, making it a great option for those who frequently travel internationally.

Other Benefits

What I really like about the Atmos Rewards Business Card is the additional attractive benefits, such as the first checked bag free when flying with Alaska and Hawaiian. This can save you a significant amount of money every time you travel.

Conclusion

With numerous offers and appealing benefits, the Atmos Rewards Business Card is definitely worth considering if you’re a regular flyer with Alaska Airlines or Hawaiian Airlines. While I haven’t opened this card yet, I’m quite excited about what it has to offer.